Insurance coverage

Is the Clinique Générale-Beaulieu a partner of Assura? 

Yes, but only for the “Ultra” product range. For these products, Assura and the Clinique Générale-Beaulieu have an agreement on the pricing of the hospital services for your stay. Upon receiving your file, our services will notify your insurer of your upcoming admission. The clinic will then receive a decision from your insurance regarding the coverage of your hospitalization’s costs. This means that, following your stay, the clinic will issue its invoice to your insurance, which will pay it directly to the clinic (third-party billing).  

If you have an Assura “Optima” product, the clinic does not have an agreement with your insurer, the costs will not be covered. 

What about medical fees? 

Assura has reached an agreement with the Association of Doctors of the Canton of Geneva for the medical fees. If your doctor adheres to the negotiated rate, the fees will be fully reimbursed by your insurance (subject to co-payment or deductible depending on your contract). The medical fees will be sent to you directly (third-party guarantee) and you will need to submit them to your insurance for reimbursement. 

What should I do? 

You do not need to take any action. Our services will take care of obtaining a full coverage guarantee from your insurer. 

Do I have to make a deposit? 

No. With a guarantee of full coverage for hospitalization costs issued by your insurance, the Clinique Générale-Beaulieu does not require any deposit. 

What is the situation with the Clinic’s outpatient services? 

The outpatient services of the Clinique Générale-Beaulieu remain accessible to all and at all times without limitation of reimbursement. 

Is the Clinique Générale-Beaulieu a partner of CONCORDIA? 

Yes. CONCORDIA and the Clinique Générale-Beaulieu have an agreement on the pricing of the hospital services for your stay. Upon receiving your file, our services will notify your insurer of your upcoming admission. The clinic will then receive a decision from your insurance regarding the coverage of your hospitalization’s costs. This means that, following your stay, the clinic will issue its invoice to your insurance, which will pay it directly to the clinic (third-party billing). 

What about medical fees? 

CONCORDIA has not yet reached an agreement with the Association of Doctors of the Canton of Geneva and may limit the reimbursement of medical fees. The doctors you have chosen will submit a quote to you, and your insurance will inform you of the amount it will cover. Depending on your insurance's decision, you may still have to pay an amount. The medical fees will be sent to you directly (third-party guarantee) and you will need to submit them to your insurance for reimbursement up to the guaranteed amount. 

What should I do? 

You will receive a decision from your insurer indicating the extent of the coverage of the fees quoted for your intervention. We invite you to send us the decision made by your insurer, indicating whether the intervention should be maintained or not. 

Do I have to make a deposit? 

No. With a guarantee of full coverage for hospitalization costs issued by your insurance, the Clinique Générale-Beaulieu does not require any deposit. 

Will this situation continue? 

As long as the billing of the medical fee is not based on a contractual agreement, there may be a difference between the amount billed by your doctor and the reimbursement ceiling set by your insurance. 

Does this situation impact the Clinic’s outpatient services? 

The outpatient services of the Clinique Générale-Beaulieu remain accessible to all and at all times without limitation of reimbursement. 

Is the Clinique Générale-Beaulieu a partner of CSS? 

Yes. CSS and the Clinique Générale-Beaulieu have an agreement on the pricing of the hospital services for your stay. Upon receiving your file, our services will notify your insurer of your upcoming admission. The clinic will then receive a decision from your insurance regarding the coverage of your hospitalization’s costs. This means that, following your stay, the clinic will issue its invoice to your insurance, which will pay it directly to the clinic (third-party billing). 

What about medical fees?

A sector agreement has been in place with CSS since 10 June regarding the pricing of medical fees. Provided that your doctor complies with the contractual rate, your insurance will reimburse you in full for the fees (subject to any excess or deductible). The invoices will be sent directly to you (third-party payment system). You will then need to forward them to your insurance company for reimbursement.

What should I do?

Ask your doctors about their billing practices. If they comply with the existing industry agreement (Medicalculis model), your insurer will cover the full cost of the bills issued and you will not have to pay anything. If they bill for their services using a different model, their services must be subject to a prior estimate. In this case, your insurer may only cover part of the cost, and you may have to pay some of the costs yourself.

Do I have to make a deposit? 

No. With a guarantee of full coverage for hospitalization costs issued by your insurance, the Clinique Générale-Beaulieu does not require any deposit. 

Will this situation continue?

We hope that the medical profession will quickly and widely adopt the existing industry agreement. However, as each doctor remains free to set their own fees, there will continue to be a difference between the amount billed by your doctor and the reimbursement ceiling set by your insurance company for those who do not sign up to the industry solution.

Does this situation impact the Clinic’s outpatient services? 

The outpatient services of the Clinique Générale-Beaulieu remain accessible to all and at all times without limitation of reimbursement. 

Is the Clinique Générale-Beaulieu a partner of EGK? 

Yes. EGK and the Clinique Générale-Beaulieu have an agreement on the pricing of the hospital services for your stay. Upon receiving your file, our services will notify your insurer of your upcoming admission. The clinic will then receive a decision from your insurance regarding the coverage of your hospitalization’s costs. This means that, following your stay, the clinic will issue its invoice to your insurance, which will pay it directly to the clinic (third-party billing). 

 What about medical fees? 

EGK has not yet reached an agreement with the Association of Doctors of the Canton of Geneva and may limit the reimbursement of medical fees. The doctors you have chosen will submit a quote to you, and your insurance will inform you of the amount it will cover. Depending on your insurance's decision, you may still have to pay an amount. The medical fees will be sent to you directly (third-party guarantee) and you will need to submit them to your insurance for reimbursement up to the guaranteed amount. 

What should I do? 

You will receive a decision from your insurer indicating the extent of the coverage of the fees quoted for your intervention. We invite you to send us the decision made by your insurer, indicating whether the intervention should be maintained or not. 

Do I have to make a deposit? 

No. With a guarantee of full coverage for hospitalization costs issued by your insurance, the Clinique Générale-Beaulieu does not require any deposit. 

Will this situation continue? 

As long as the billing of the medical fee is not based on a contractual agreement, there may be a difference between the amount billed by your doctor and the reimbursement ceiling set by your insurance. 

Does this situation impact the Clinic’s outpatient services? 

The outpatient services of the Clinique Générale-Beaulieu remain accessible to all and at all times without limitation of reimbursement. 

Is the Clinique Générale-Beaulieu a partner of Groupe Mutuel? 

Yes, Groupe Mutuel and the Clinique Générale-Beaulieu have an agreement on the pricing of the hospital services for your stay. Upon receiving your file, our services will notify your insurer of your upcoming admission. The clinic will then receive a decision from your insurance regarding the coverage of your hospitalization’s costs. This means that, following your stay, the clinic will issue its invoice to your insurance, which will pay it directly to the clinic (third-party billing). 

What about medical fees? 

Groupe Mutuel has reached an agreement with the Association of Doctors of the Canton of Geneva for the medical fees. If your doctor adheres to the negotiated rate, the fees will be fully reimbursed by your insurance (subject to co-payment or deductible depending on your contract). The medical fees will be sent to you directly (third-party guarantee) and you will need to submit them to your insurance for reimbursement. 

What should I do? 

You do not need to take any action. Our services will take care of obtaining a full coverage guarantee from your insurer. 

Do I have to make a deposit? 

No. With a guarantee of full coverage for hospitalization costs issued by your insurance, the Clinique Générale-Beaulieu does not require any deposit. 

What is the situation with the Clinic’s outpatient services? 

The outpatient services of the Clinique Générale-Beaulieu remain accessible to all and at all times without limitation of reimbursement. 

Is the Clinique Générale-Beaulieu a partner of Helsana? 

Yes. Helsana and the Clinique Générale-Beaulieu have an agreement on the pricing of the hospital services for your stay. Upon receiving your file, our services will notify your insurer of your upcoming admission. The clinic will then receive a decision from your insurance regarding the coverage of your hospitalization’s costs. This means that, following your stay, the clinic will issue its invoice to your insurance, which will pay it directly to the clinic (third-party billing). 

What about medical fees?

An industry-wide agreement exists with Helsana regarding the pricing of medical fees. Provided that your doctor complies with the agreed tariff, your medical fees will be fully reimbursed by your insurance (subject to any deductible or co-payment). Your doctor will send the invoices for medical fees directly to your insurer (under the “third-party payment” system). You will receive a copy of these invoices.

What do I need to do?

Ask your doctors about their billing practices. If they adhere to the existing industry agreement (Medicalculis model), your insurer will fully cover the issued invoices, and you will not have any out-of-pocket expenses. If they invoice using another model, their services must be subject to a prior estimate. In such cases, your insurer’s coverage might be partial or even entirely refused.

Do I need to pay any costs in advance?

No. If your insurance provides a guarantee of full coverage for hospitalization costs, Clinique Générale-Beaulieu does not require any deposit.

Will this situation remain the same?

We hope for broad and swift adoption of the existing industry agreement by the medical community. However, since each doctor remains free to choose their billing practices, there may continue to be a difference between the amount billed by your doctor and the reimbursement ceiling set by your insurer for those who do not adhere to the industry solution.

Does this situation affect the outpatient services at the Clinic?

The outpatient services at Clinique Générale-Beaulieu remain accessible to everyone at all times without any reimbursement limitations.

Is the Clinique Générale-Beaulieu a partner of KPT? 

Yes. KPT and the Clinique Générale-Beaulieu have an agreement on the pricing of the hospital services for your stay. Upon receiving your file, our services will notify your insurer of your upcoming admission. The clinic will then receive a decision from your insurance regarding the coverage of your hospitalization’s costs. This means that, following your stay, the clinic will issue its invoice to your insurance, which will pay it directly to the clinic (third-party billing). 

What about medical fees? 

KPT has not yet reached an agreement with the Association of Doctors of the Canton of Geneva and may limit the reimbursement of medical fees. The doctors you have chosen will submit a quote to you, and your insurance will inform you of the amount it will cover. Depending on your insurance's decision, you may still have to pay an amount. The medical fees will be sent to you directly (third-party guarantee) and you will need to submit them to your insurance for reimbursement up to the guaranteed amount. 

 What should I do? 

You will receive a decision from your insurer indicating the extent of the coverage of the fees quoted for your intervention. We invite you to send us the decision made by your insurer, indicating whether the intervention should be maintained or not. 

Do I have to make a deposit? 

No. With a guarantee of full coverage for hospitalization costs issued by your insurance, the Clinique Générale-Beaulieu does not require any deposit. 

Will this situation continue? 

As long as the billing of the medical fee is not based on a contractual agreement, there may be a difference between the amount billed by your doctor and the reimbursement ceiling set by your insurance. 

Does this situation impact the Clinic’s outpatient services? 

The outpatient services of the Clinique Générale-Beaulieu remain accessible to all and at all times without limitation of reimbursement. 

Is the Clinique Générale-Beaulieu a partner of Sanitas?

Yes. Sanitas and the Clinique Générale-Beaulieu have an agreement on the pricing of the hospital services for your stay. Upon receiving your file, our services will notify your insurer of your upcoming admission. The clinic will then receive a decision from your insurance regarding the coverage of your hospitalization’s costs. This means that, following your stay, the clinic will issue its invoice to your insurance, which will pay it directly to the clinic (third-party billing).

What about medical fees?

A sector agreement has been in place with Sanitas since 26 June regarding the pricing of medical fees. Provided that your doctor complies with the contractual rate, your insurance will reimburse you in full for the fees (subject to any copay or deductible). The invoices will be sent directly to you (third-party payment system). You will then need to forward them to your insurance company for reimbursement.

What should I do?

Ask your doctors about their billing practices. If they comply with the existing industry agreement (Medicalculis model), your insurer will cover the full cost of the bills issued and you will not have to pay anything. If they bill for their services using a different model, their services must be subject to a prior estimate. In this case, your insurer may only cover part of the cost, and you may have to pay some of the costs yourself.

Do I have to make a deposit?

No. With a guarantee of full coverage for hospitalization costs issued by your insurance, the Clinique Générale-Beaulieu does not require any deposit.

Will this situation continue?

We hope that the medical profession will quickly and widely adopt the existing industry agreement. However, as each doctor remains free to set their own fees, there will continue to be a difference between the amount billed by your doctor and the reimbursement ceiling set by your insurance company for those who do not sign up to the industry solution.

Does this situation impact the Clinic’s outpatient services?

The outpatient services of the Clinique Générale-Beaulieu remain accessible to all and at all times without limita-tion of reimbursement

Is the Clinique Générale-Beaulieu a partner of SWICA?

Yes. Swica and the Clinique Générale-Beaulieu have an agreement regarding hospital services during your stay. Upon receipt of your file, our services will notify your insurer of your upcoming admission. The clinic will then receive a decision from your insurance company regarding the coverage of your hospitalization’s costs. This means that following your stay, the clinic will issue an invoice to your insurance company, which will then pay the clinic directly (third-party).

What about medical fees?

As of July 1, 2025, Swica will no longer have a pricing agreement with the Association of Physicians of the Canton of Geneva. The doctors you choose will submit a quote to your insurance company, which will determine the amount it will cover. Depending on your insurance’s decision, you may still have to pay an amount. The medical fees will be sent to you directly (third-party guarantee) and you will need to submit them to your insurance for reimbursement up to the guaranteed amount.

What should I do?

You will receive a decision from your insurer indicating the extent of the coverage of the fees quoted for your procedure. We invite you to send us the decision rendered by your insurer, indicating whether the procedure should continue or not.

Do I have to make a deposit?

No. If your insurance company provides full coverage for hospitalization costs, the Clinique Générale-Beaulieu does not require any deposit.

Will this situation continue?

As long as the billing of the medical fee is not based on a contractual agreement, there may be a difference between the amount billed by your doctor and the reimbursement ceiling set by your insurance

What is the situation with the Clinic’s outpatient services?

The outpatient services of the Clinique Générale-Beaulieu remain accessible to all at all times without reimburse-ment limitations.

Is the Clinique Générale-Beaulieu a partner of Visana? 

Yes. Visana and the Clinique Générale-Beaulieu have an agreement on the pricing of the hospital services for your stay. Upon receiving your file, our services will notify your insurer of your upcoming admission. The clinic will then receive a decision from your insurance regarding the coverage of your hospitalization’s costs. This means that, following your stay, the clinic will issue its invoice to your insurance, which will pay it directly to the clinic (third-party billing). 

What about medical fees? 

Visana has not yet reached an agreement with the Association of Doctors of the Canton of Geneva and may limit the reimbursement of medical fees. The doctors you have chosen will submit a quote to you, and your insurance will inform you of the amount it will cover. Depending on your insurance's decision, you may still have to pay an amount. The medical fees will be sent to you directly (third-party guarantee) and you will need to submit them to your insurance for reimbursement up to the guaranteed amount. 

What should I do? 

You will receive a decision from your insurer indicating the extent of the coverage of the fees quoted for your intervention. We invite you to send us the decision made by your insurer, indicating whether the intervention should be maintained or not. 

Do I have to make a deposit? 

No. With a guarantee of full coverage for hospitalization costs issued by your insurance, the Clinique Générale-Beaulieu does not require any deposit. 

Will this situation continue? 

As long as the billing of the medical fee is not based on a contractual agreement, there may be a difference between the amount billed by your doctor and the reimbursement ceiling set by your insurance. 

Does this situation impact the Clinic’s outpatient services? 

The outpatient services of the Clinique Générale-Beaulieu remain accessible to all and at all times without limitation of reimbursement. 

International insurers and the LAA (Accident at Work Act) do not apply any limitations.

For any questions, our services are at your disposal at the following address: [email protected].